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Government loans are available, via the Student Loans Company, to support those students studying a Higher Education course. If you have decided to apply for a loan, you should only apply for a Higher Education Loan if you are studying for an HNC, HND, Foundation Degree or BA (Hons). If you are studying any other programme and want to use a loan, please visit our Advanced Learner Loans page.


To be eligible for a Higher Education loan you need to:

  • Be studying for your first higher education qualification
  • Be a UK national or have ‘Settled Status’ (no restrictions on how long you can stay in the UK)
  • Be normally living in England
  • Have been resident in the UK for three years prior to the start of your course
  • Have been offered a place on a eligible course at an approved college

Other terms and conditions apply. You may also be eligible for a loan if you are an EU National, refugee, EEA Migrant Worker or have Humanitarian Protection status. Visit www.gov.uk/student-finance/who-qualifies for full information on eligibility.

Taking out the loan
If you have carefully considered your options and decided to take out a Higher Education loan you will not need to pay any tuition fees at your enrolment, but your loan must be fully approved before you start your course.
You won’t start paying back the loan until you’re earning over £21,000 a year. Student Loans do not affect your credit rating and are not means tested.

Paying back the loan
The repayments are designed to be affordable; you will only repay a small percentage per month of the amount you earn over the £21,000 threshold.

Please note that in order to pay for your tuition fees using a loan, you must have your loan approved prior to the beginning of your course. In very exceptional circumstances we may allow you to start studying providing you have a loan application underway and can demonstrate your eligibility.

You can apply for a loan online here.

Our student services team are happy to talk to you further about Student Loans. Please contact us via telephone 01753 793271 or email This email address is being protected from spambots. You need JavaScript enabled to view it..
We have drop-in sessions available over the summer for students who want to find out more about loans or need help with their applications. Click here for dates and times.

Further information
For more information on Student Loans please view the government website here.

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